Résumé
Titre : Monnaie de rémunération et monnaie transactionnelle en RDC : analyse microéconomique dans une économie fortement dollarisée
Auteur (s) : Bobo B. Kabungu & Edson Niyonsaba Sebigunda
Abstract :
his article investigates the factors associated with the use of the Congolese franc (CDF) as the main currency for daily transactions in the Democratic Republic of the Congo (DRC), with particular attention to the currency of remuneration. The analysis relies on a cross-sectional quantitative survey of 427 respondents. Because the sample is voluntary, non-probabilistic, predominantly urban, and highly educated, the findings are interpreted as within-sample associations rather than nationally representative estimates. The empirical strategy combines descriptive statistics, association tests, and Logit models, complemented by several robustness checks. The results show a strong association between being remunerated in CDF and using the domestic currency for daily transactions. In the main specification, CDF remuneration is associated with approximately 4.6 times higher odds of daily CDF use and with an average probability about 19.7 percentage points higher, conditional on observed characteristics. Income is also significantly associated with currency choice: respondents earning more than USD 1,000 per month are substantially less likely to use the CDF as their main daily transaction currency. By contrast, adding indicators of perceived inflation, confidence, monetary expectations, and mobile money use does not significantly improve the structural model. These findings highlight the relevance of income currency and transactional constraints for the microeconomic analysis of dollarization in the DRC, while the cross-sectional design does not support causal interpretation.
Editeur : RECOSH
Télécharger l'article complet ici